The joy of redlining: Why I never lend money to Florida • LendingMemo

So if I can offer any advice to all the struggling real estate brokerages out there, this would be my advice. Swallow your ego and if another company makes you an offer to help, even if your name isn’t plastered in large neon lights, and you don’t get the inflated price that your ego tells you the company is worth, take the offer rather than losing everything.

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“Plenty of investors, myself included, avoid Florida and Nevada,” said Simon Cunningham, a peer-to-peer investor who runs an online information service called LendingMemo Media LLC. He extolled his philosophy in a piece he posted online in 2014 titled, “The Joy of Redlining: Why I Never Lend Money to Florida.”

The mandated easy money (documented by actual loan numbers and not intent) to high risk lenders was accomplished by the creative loan packaging. The influx of so many buyers from the low rates and exotic loan packages flooded the inventory with ready and able buyers.. this led to overinflated prices of homes and the big boom of 2004-2006.

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Governor Jared Polis answers questions about changes to healthcare and issues such as local control of oil and gas drilling, cleaner air, behavioral health needs, and who has the best green chiles.

Economist Stan Leibowitz wrote in the New York Post: In the 1980s, groups such as the activists at ACORN began pushing charges of "redlining. lending moral and financial support to Mr. Ayers and.