Jumbo Mortgage Loans in Illinois, Wisconsin, Minnesota and Florida

Jumbo VA Mortgage Loans in Wisconsin, Illinois, Minnesota and Florida Higher VA Loan Amounts at Lower Rates! With loan amounts up to $1.5 million and interest rates significantly below comparable jumbo products, there’s no better time to consider jumbo VA loans!

View the current FHA and conforming loan limits for all counties in Wisconsin. Each Wisconsin county loan limit is displayed. Should you apply now to refinance your jumbo loan?

Senior in Debt Debt Seniority. Debts are repaid in a prescribed order of priority. Senior debt comes first; junior or subordinated debt come after it. Think of it as a first and second mortgage: the first mortgage would be senior debt; the second mortgage would be junior, or subordinated, debt.

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‘Jumbo’ Mortgages Are Still Widely Available. Borrowers who wish to obtain a mortgage loan in an amount that exceeds the 2019 conforming limits still have options. When a home loan exceeds the caps set by the Federal Housing Finance Agency, it is referred to as a "jumbo" mortgage product, and it cannot be sold to Fannie Mae or Freddie Mac.

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We offer Jumbo Mortgage Loans at very competitive rates and low fees for borrowers in Illinois.

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A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac – currently $484,350 for a single-family home in all states (except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $726,525).

A jumbo loan might only require one year of filed returns if you could document that the business was stable or growing. Less than 20 percent down with no mortgage insurance. Down payments on jumbo loans can be as little as 10 percent for loan amounts of $1 million and sometimes higher, translating into a $1.1 million purchase price or higher.

View the current conforming and FHA loan limits for all counties in Florida. Each Florida county conforming mortgage loan limit is displayed. Should you apply now to refinance your jumbo loan?

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