Deanna Avakian Area Sales Manager | NMLS #76988 Stockton – 202108 Bay Equity Home Loans Mortgage Professional Reviews

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Avakian, manager of a Prospect Mortgage branch office in Stockton, said she plans to cash out some 401(k) investments for more 20 percent to 25 percent down payments on at least four more Stockton foreclosures. "It’s just ridiculous not to buy or take it out of your 401(k) or investments when they aren’t going anywhere anyway," she said.

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That’s when a lender extends credit on unfair terms in specific geographic areas based on borrowers’ race, ethnicity or income. The county said Bank of America made approximately 95,000 home loans to minority borrowers on less favorable terms than its loans to similar white borrowers. is a platform for academics to share research papers.

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