This guide covers reverse mortgages and how they may be used to help. In addition, the FHA requires borrowers to participate in a consumer information session. the program's eligibility requirements, repayment of the loan, and alternative. for long-term care, many people use a combination of the above resources,
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Resources for Senior Citizen Homeowners . Information on Reverse Mortgages . State . Westchester Residential Opportunities/Office for the Aging Reverse Mortgage Department 470 Mamaroneck Ave., Suite 410 White Plains, N.Y. 10605 (914) 428-0953 . New Rochelle C.A.P. 95 Lincoln Ave.
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· Reverse Mortgage Resources. If you are apprehensive about your financial situation in retirement, you are not alone. financial stability is a concern for many seniors. Social security benefits, savings, and retirement income may not provide enough money to cover living expenses as you age. However, the equity in your home may be able to help.
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However, if the owner fails to pay insurance and property taxes, the reverse mortgage is deemed in default and the owner is in danger of foreclosure. Success, and failure. For many retirees, such as 73-year-old Robert Lee White of Fort Lauderdale, Fla., a reverse mortgage can be nothing short of a lifeline.
reverse mortgages. What is a reverse mortgage? A reverse mortgage is a special type of home equity loan sold to homeowners aged 62 and older. The loan allows homeowners to access a portion of their home equity as cash. In a reverse mortgage, interest is added to the loan balance each month, and the balance grows.
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